MidSouth Federal Credit Union

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Visa Credit Card

At MidSouth Community Federal Credit Union, we offer the Visa® Platinum credit card, Visa® Gold card, Visa® Classic card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a MidSouth Community Federal Credit Union Visa® Card. You'll enjoy the following benefits:

  • No annual fee
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates

Apply TODAY for your MidSouth VISA Credit Card.

Please click here to report a lost or stolen MidSouth Community FCU Visa® Classic, Visa® Gold, Visa® Platinum credit card.

Features Visa® Platinum & Pledge of Shares Visa® Gold Visa® Classic  
Annual Percentage Rate for Purchases and Cash Advances* 8.90% variable rate 10.90% variable rate 12.90% variable rate  
Annual Fee NONE NONE NONE  
Transaction Fee for Cash Advances* NONE NONE NONE  
Minimum Finance Charge NONE NONE NONE  
Grace Period for Repayment of Balances for Purchases 10 DAYS 10 DAYS 10 DAYS  
Method of Computing the Balances for Purchases Average Daily Balance Including New Purchases Average Daily Balance Including New Purchases Average Daily Balance Including New Purchases  
Over Credit Limit Fee $0 $0 $0  
Late Payment Fee $25 $25 $25  
All of the above: Late payment is effective 10 days after statement due date.


Cash Advance Fee: NONE - No grace period on cash advances
Request for Statement Copy Fee: $3.00
Card Replacement Fee: $5.00

*No grace period on cash advances.

Credit Limits: Visa® Platinum - up to $15,000; Visa® Gold - up to $10,000; Visa® Classic - up to $5,000. Rates and terms are subject to change.