Like all credit unions, MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder-or an owner-of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.
Today, MidSouth Community Federal Credit Union has more than $226 million in assets and a membership that includes more than 34,000 members. We are open to any person who lives, works, worships, or attends school in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
To join the credit union, complete a membership card and make an opening deposit of at least $5 to your share/savings account. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.
MidSouth Community Federal Credit Union is the oldest, locally owned financial institution in Macon, Georgia. It was originally chartered in 1936 as Bibb Teachers Federal Credit Union to serve the educators of Bibb County. During the Great Depression, two principals, over their backyard fence, developed the idea of forming a credit union because they felt educators were not being treated fairly by local lenders. In 1972, the first permanent location was constructed on Lasseter Place in Macon (across from Miller Middle School) and continues to operate as a MidSouth branch office today.
Over the years, the credit union grew and services became available to select employee groups. Because of the diversity of our membership, the Board of Directors voted to change the name to MidSouth Federal Credit Union effective October 1, 1996. This name was chosen because of its generic quality that represents everyone, not one specific employee group.
With the addition of new groups and several mergers with smaller credit unions, it was necessary for MidSouth to expand its facilities. With increased interest in the Milledgeville area, a branch was opened on the Georgia College & State University campus where it remained until moving to the Capitol Square Shopping Center in 1995. In 2001, a new building was constructed at 375 Hammock Rd. N.W., adjacent to the Columbia Professional Center (the old Nestlé plant). In December 2001, MidSouth FCU moved its Capitol Square office into the new building. Additionally, a MidSouth office was opened in the Maxwell Student Union Building at Georgia College & State University in December 2001.
The main office, located at 4810 Mercer University Drive in Macon, was constructed and opened in 1993 as a full-service location. It houses the credit union’s administrative and support departments.
MidSouth FCU’s expansion into Houston County resulted in the opening of the Warner Robins office, located at 104 N. Houston Road across from the Houston Mall, in July 2002.
In April 2006, MidSouth opened a location at 3205 Hartley Bridge Road. With a drive-thru ATM and additional safety deposit boxes, MidSouth FCU was able to further expand our services to meet the needs of residents in south Bibb County.
In January 2010, “Community” was added to the credit union name. The new name and logo was created to connect to both current members and potential members, and embraces the energetic vision of change and development at MidSouth. As a cooperative, not-for-profit financial services provider, MidSouth is committed to providing personalized and competitive financial services to our membership.
Today, MidSouth Community Federal Credit Union has more than $180 million in assets and a membership that includes more than 31,000 members. We are open to any person who lives, works, worships, or attends school in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.
Board of Directors
MidSouth Community Federal Credit Union has a volunteer Board of Directors who serves 3- year terms to oversee the well being of the Credit Union. The Board of Directors are elected by the membership and voted on at the Annual Meeting held in February of each year.
Our Current Board of Directors are listed below:
- Harry Trawick, Chairman
- Cecil Ethridge, Jr., Vice Chairman
- Junyth Meeks, Secretary
- Lawrence Mink, Treasurer
- Joseph Bullard
- James Caldwell
- Brenda Davis
- Brannon Hicks
- Jeanette Lamar
Our Current Supervisory Committee is listed below:
- Bob Cronin, Ph.D., Chairman
- Margaret Faircloth
- Jackie Mann