Skip to Content

Back to Blog

Understanding CO-OP Shared Branching & How it Benefits You

CO-OP Shared BranchingAcross all 50 states, there are 5,600 credit unions that take part in co-op shared branching services through CO-OP Shared Branch. This means that as a credit union member, you can make deposits and withdrawals, make loan payments, and even receive loan advances, often as if you were visiting one of your own credit union branches.

Do you have questions? Contact us today.

Consider the ways that CO-OP Shared Branching is beneficial to you:

Member Exclusivity

Have you ever found yourself out of town and your financial institution doesn’t have a location where you are? Well, you don’t have to worry about that when you’re a MidSouth Community FCU member. Many credit unions are part of the CO-OP Shared Branch network, which allows you to visit them and use their services just like you would at your home branch.

How It Works

The national CO-OP Shared Branch network links participating credit unions electronically, allowing credit union members to do “branch banking” even when the branch near you doesn’t belong to MidSouth. This is a huge benefit to MidSouth Community members who travel, whose workplaces don’t coincide with our branch locations, or who simply enjoy the convenience of expanded access. Wherever you are across the county, chances are good there’s a shared branch near you.

Nationwide Access

Co-Op Shared Branching is yet another example of credit union membership offering the best of both worlds – individualized attention and nationwide availability. The cooperative spirit of credit unions allows them to work with each other in ways that competing banks typically do not. Visit co-opsharedbranch.org or download the Shared Branch Locator app for iPhone of Android to find branches nearest you. You can also look for the “CO-OP Shared Branch” logo on the door of any participating credit union branch. And when you need to use an ATM, you can have nationwide access to any of the 30,000 surcharge-free CO-OP ATMs!

Co-op Shared Branch logo

When you become a MidSouth Community FCU member, you don’t have to worry about staying in the vicinity of the branch locations. Explore America with confidence – knowing that your credit union is a part of the CO-OP Shared Branch network.