Fee Schedule

General

Items Sent for Collection $5/item
NSF (Non-sufficient Funds) Return $27/item
Overdraft Privilege $25/item
Overdraft Protection Transfer $5/transfer*
Cashiers Checks $3/check
Visa® Gift Card Activation $4/card
Account Reconciliation/Research $25/hour
ACH Manual Posting Fee $10/item
Stop Payment $25/request
Statement Copy $2/copy
Return Item $20/item
Inactive Account $5/quarter
Photocopy of Check $3/copy
Domestic Outgoing Wire $10/wire
International Outgoing Wire $30/wire
Returned Mail $2/item
Phone Call/Call Center $5/call
[if member has only a savings account with balance
less than $200]
Check Cashing $5/item
[if member has only a savings account with balance
less than $200]

Safe Deposit Box Rental

3x5 $18/year
3x10 3/8 $35/year
5x10 $45/year
10 13/16 x 10 3/8 $50/year
Drilling of Box $150
Key Replacement $20

Savings Account

Minimum Balance $2.50/month
[if aggregate average daily balance falls below $200]
Transaction $10.00/transaction
[if balance falls below $200]

Holiday Club

Account Withdrawal $20/withdrawal
[No fee if withdrawn between Nov. 1st - Dec. 31st.]

Money Market

Minimum Balance $5/month if daily balance is below $2,000
Excessive Withdrawal (more than 6/month) $5/withdrawal

Electronic Funds Transfer

ATM Withdrawal/Transfer $0.95/withdrawal if more than (5) withdrawals/transfers;
(7) withdrawals/transfers for iChecking account – per month at any machine other than a MidSouth Community branch location
Card Replacement $5/card