• About MidSouth

About Us

Like all credit unions, MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder—or an owner—of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

We are owned and operated by our members. We exist solely for the purpose of serving our members' best interests.

Today, MidSouth Community Federal Credit Union has more than $135 million in assets and a membership that includes more than 35,000 members. We are open to any person who lives, works, worships or goes to school in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson.

To join the credit union, complete a membership card and make an opening deposit of at least $5 to your share/savings account. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.

History

MidSouth Federal Community Credit Union is the oldest, locally owned financial institution in Macon, Georgia. It was originally chartered in 1936 as Bibb Teachers Federal Credit Union to serve the educators of Bibb County. During the Great Depression, two principals, over their backyard fence, developed the idea of forming a credit union because they felt educators were not being treated fairly by local lenders. In 1972, the first permanent location was constructed on Lasseter Place in Macon (across from Miller Middle School) and continues to operate as a MidSouth branch office today.

Over the years, the credit union grew and services became available to select employee groups. Because of the diversity of our membership, the Board of Directors voted to change the name to MidSouth Community Federal Credit Union effective October 1, 1996. This name was chosen because of its generic quality that represents everyone, not one specific employee group.

With the addition of new groups and several mergers with smaller credit unions, it was necessary for MidSouth to expand its facilities. With increased interest in the Milledgeville area, a branch was opened on the Georgia College & State University campus where it remained until moving to the Capitol Square Shopping Center in 1995. In 2001, a new building was constructed at 375 Hammock Rd. N.W., adjacent to the Columbia Professional Center (the old Nestlé plant). In December 2001, MidSouth CFCU moved its Capitol Square office into the new building. Additionally, a MidSouth office was opened in the Maxwell Student Union Building at Georgia College & State University in December 2001.

The main office, located at 4810 Mercer University Drive in Macon, was constructed and opened in 1993 as a full-service location. It houses the credit union’s administrative offices.

MidSouth CFCU’s expansion into Houston County resulted in the opening of the Warner Robins office, located at 104 N. Houston Road across from the Houston Mall, in July 2002.

In Spring of 2006, MidSouth opened its newest office located at 3205 Hartley Bridge Road. With a drive-thru atm and additional safety deposit boxes, MidSouth CFCU was able to further expand our services to meet the needs of residents in South Bibb County.

Today, MidSouth Community Federal Credit Union has more than $120 million in assets and a membership that includes more than 35,000 members. We are open to any person who works or lives in these Middle Georgia counties: Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson

Board of Directors

MidSouth Community Federal Credit Union has a volunteer Board of Directors who serve 3 years terms to oversee the well being of the Credit Union.  The Board of Directors are elected by the membership and voted on at the Annual Meeting held in Febraury of each year.

Our Current Board of Directors are listed below:

• Harry Trawick, Chairman
• Col. Grady Gafford, Vice Chairman
• Junyth Meeks, Secretary
• Cecil Ethridge, JR.
• Jeanette Lamar
• Joseph Bullard
• James Caldwell
• Lawrence Mink