Who We Are

About MidSouth Community Federal Credit Union

MidSouth Community Federal Credit Union is in the business of benefiting our members by offering high-value banking services, giving back to our communities, and creating a culture that just means more.

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A red and white sign hanging from a string reads We're OPEN, indicating that a business or establishment is currently open.

In the community since 1936

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Over $464 million in assets

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Serving more than 43,000 members across Middle Georgia

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Dozens of surcharge-free ATMs across Middle Georgia

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Eight branch locations across Baldwin, Bibb, and Houston County

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  1. Helping Members Afford Life Since Day One

    1. 1936

      Two school principals in Bibb County developed a vision for better banking services for educators and founded the Bibb Teachers Federal Credit Union.

    2. 1936-1996

      The credit union flourished throughout the decades as it served educators, staff, family members, and more.

    3. 1996

      The credit union rebranded to MidSouth Federal Credit Union to represent its more diverse member base.

    4. 2010

      The credit union rebranded once more to reflect its expanded ability to serve individuals across the 13 counties within its service area, adopting the name MidSouth Community Federal Credit Union.

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Our Commitment to Our Members

Since 1936, MidSouth Community Federal Credit Union has diligently cared for every member because we know that without you, there would be no us. As a credit union, MidSouth has no stockholders. It’s all about our member-owners. Becoming a member means becoming a shareholder and part-owner in our not-for-profit financial cooperative, granting you access to numerous benefits, including:

  • Higher Dividends
  • Lower Interest Rates
  • Reduced Fees

Through life’s ups and downs, MidSouth is ready to help you stay on top of your finances, build for tomorrow, and afford what matters most.

A red silhouette of Georgia with a white map location pin in the center, displayed against a light background.Available to those who live, work or attend school in Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson County

View our 2025 Annual Report
A white brick building with black accents houses the MidSouth Community Federal Credit Union. The address 1101 is above the entrance, under a cloudy sky.
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Our Community Impact

MidSouth is committed to more than just our members—we’re committed to serving our communities as a whole. Our institution hosts several events for members and others in the community, partners with local charities and organizations, provides scholarships and sponsorships, and volunteers across the Middle Georgia area, helping make an impact in the places that impact us.

By hosting events that promote financial wellness, offering financial support, and partnering with local organizations, we remain committed to making a positive difference in our community.

Discover Our Community Impact
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Board of Directors

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Cecil Ethridge, Jr.

Chairman

Harry Trawick

Vice Chairman

Brannon Hicks

Secretary

Lawrence Mink

Treasurer

Dr. Jerri Hall

Jeanette Lamar

Dominique Nichols

Harold Tessendorf

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Supervisory Committee

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Bruce Giroux

Chairman

Dr. Bob Cronin

Margaret Faircloth

Laura Kersey

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