Visa® Credit Cards


Your credit card should offer convenience, not high costs. Don’t spend more Person logging into their account on their phone while holding their credit cardon fees and interest charges than you have to and discover the savings of a MidSouth Community VISA® Credit Card.

Enjoy the following benefits:

  • 10.40% APR*
  • Credit limits up to $20,000
  • No annual fee
  • No transaction fee for cash advances
  • No minimum finance charge
  • No balance transfer fee

Existing MidSouth Community FCU VISA® cardholders can call 478.471.9946, or visit any branch to transfer other card balance(s) to their MidSouth Community VISA® credit card.

Not a MidSouth Community VISA® card holder yet? Contact our Lending Center at 478.475.7819 to apply for your MidSouth Community VISA® credit card today!

Visa® Credit Card Rates

Find out more information about our credit card rates and disclosure.

Contact VISA® at 1.800.847.2911 for general credit card inquiries, or to find out more about your card benefits.

Report a lost or stolen credit card.

*Annual Percentage Rate. This rate is our best VISA® card rate. VISA® applications are subject to credit approval. Certain terms & conditions apply. The variable rate is based on the Prime Rate published in The Wall Street Journal as of the last business day of the quarter, preceding the billing cycle. Membership requirements apply. See credit union for full details.

Helpful Credit Card Calculator:

This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.