Visa^® Credit Cards

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Managing your purchases has never been so simple, flexible, and rewarding!

	Visa® Platinum Rewards	Visa® Platinum	Visa® Platinum Secured
Description	A card that turns everyday spending into member rewards.	A card that gives you the power to spend more and pay less interest.	A card perfect for those who need to build or improve their credit score.
Rewards	Earn points toward travel, merchandise, gift cards, or cash back for every dollar spent.	None	None
Fees	No annual fee No cash advance fee No balance transfer fee	No annual fee No cash advance fee No balance transfer fee	No annual fee No cash advance fee No balance transfer fee
Benefits	Competitive variable rates1 (see rates) Credit limits up to $40,000 No minimum finance charge Roadside dispatch (see details) 24/7 cardholder services	Competitive variable rates1 (see rates) Credit limits up to $40,000 No minimum finance charge Roadside dispatch (see details) 24/7 cardholder services	Competitive variable rates1 (see rates) Credit limits up to $5,000 24/7 cardholder services

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¹Annual Percentage Rate | Visa^® applications are subject to credit approval. Specific terms & conditions apply.

Variable Rate. The Annual Percentage Rate is subject to change on the first day of the billing cycle, monthly, to reflect any change in the Index and will be determined by the Prime Rate on the last business day of the quarter, preceding the billing cycle, of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin. The Annual Percentage Rate will never be greater than 18.00%. Any increase in the Annual Percentage Rate will take the form of additional payments shown as Total Minimum Payments on the statement. If the Index is no longer available, the Credit Union will choose a new index that is based on comparable information.

The Minimum Payment Due is 3.00% of your total New Balance, or $25, whichever is greater, pay any amount past due and any amount by which you have exceeded your applicable credit limit. If your total New Balance is less than $25, then your Minimum Payment Due is the amount of the total New Balance.