Visa® Credit Cards

Your credit card should offer convenience, not high costs. Don’t spend more on fees and interest charges than you have to and discover the savings of a MidSouth Community Visa® Credit Card.

Child swimming beneath water smiling while wearing goggles

JUMP INTO BETTER! By transferring your credit card balance to a MidSouth Community FCU Visa® Platinum card, you can consolidate your debt, medical or other unexpected bills, or even fund a family vacation.

Credit Card Balance Transfer

2.99% APR*

NO Balance Transfer Fee!

Already a MidSouth Community FCU Visa® cardholder? Complete your balance transfer online when you log into Home Banking and select the Credit Cards tab. You’ll then choose the Balance Transfer link under either the Services, or Quick Links menu. You may also complete your balance transfer by phone at 478.471.9946, or at any branch.

Not a MidSouth Community FCU Visa® cardholder yet? Apply online, or by phone at 478.475.7819 today!

*Annual Percentage Rate | The 2.99% promotional APR is valid on balances transferred and retail purchases made between May 1, 2021 – July 31, 2021. The promotional rate is valid until July 28, 2022. After the promotional period, the standard variable APR for balances transferred and retail purchases made will be the Prime Rate (index) plus a margin (5.65%, 7.65%, 9.65%, or 11.65%). Please note that these rates will vary with the Prime Rate. Credit card approval depends on creditworthiness and other requirements. Not valid on balances transferred from another MidSouth Community FCU Visa® credit card, or on business credit cards. Membership requirements apply. Equal Opportunity Lender.


Visa® Platinum: Online shopping and paying concept

Visa® Platinum REWARDS:

Rates you’ll love. Rewards you deserve!

Travel. Merchandise. Gift Cards. Cashback. Great rewards, plus low rates and NO balance transfer fees. MidSouth Community’s Rewards Visa® has benefits that provide financial flexibility and simplify money management.

Not a MidSouth Community Visa® cardholder yet? Contact our Lending Center at 478.475.7819 to apply for your MidSouth Community Visa® credit card today!

Contact Visa® at 1.800.847.2911 for general credit card inquiries, or to find out more about your card benefits.

Report a lost or stolen credit card.

**Annual Percentage Rate | Visa® applications are subject to credit approval. Certain terms & conditions apply. The variable rate is based on the Prime Rate published in The Wall Street Journal as of the last business day of the quarter, preceding the billing cycle. Membership requirements apply. See credit union for full details.



MidSouth MyCard AppMidSouth MyCard app account summary page

No matter how careful we are with our credit and debit cards, accidents can happen.

Our MidSouth MyCard App gives you peace of mind with the ability to instantly suspend, or lock, your MidSouth Visa® debit or credit card if you have misplaced it, or suspect fraudulent activity. Then you can unlock it when the card turns up.

Users can also view the transaction history for both credit and debit cards, set transaction limits or blocks on your card account, as well as report a lost or stolen card. Additionally, the app’s fully integrated Alerts and Controls solution provides real-time notifications via email or SMS. Planning a trip? Users can input their departure date and destination ahead of time to avoid any declined purchases.

The MidSouth MyCard app is available for both Android and iOS users.


Helpful Credit Card Calculator:

This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.