Visa® Credit Cards

Are you in need of a spring clean-up . . . for your wallet? Now is the time to sweep away high interest debt by transferring your outstanding credit card balances to a MidSouth Community VISA® credit card. Balance transfers & purchases made between April 1st and July 31st receive a special low rate of 3.99% APR until 2019!

Enjoy the following benefits:

  • 3.99% APR*
  • No annual fee
  • No transaction fee for cash advances
  • No minimum finance charge
  • No balance transfer fee

Existing MidSouth Community FCU VISA® cardholders can call 478.471.9946, or visit any branch to transfer other card balance(s) to their MidSouth Community VISA® credit card.

Not a MidSouth Community VISA® card holder yet? Contact our Lending Center at 478.475.7819 to apply for your MidSouth Community VISA® credit card today!

Visa® Credit Card Rates

Find out more information about our credit card rates and Credit Card Agreement.

Contact VISA® at 1.800.847.2911 for general credit card inquiries, or to find out more about your card benefits.

Report lost or stolen cards.

*Annual Percentage Rate. Promotional rate applies to all MidSouth Community FCU VISA® credit cards (Classic, Gold & Platinum accounts). Reduced APR valid on balance(s) transferred & purchases made between April 1, 2018 & July 31, 2018. APR will return to normal rate on January 1, 2019. Not valid on balances transferred from another MidSouth Community VISA® credit card. VISA® applications are subject to credit approval. Certain terms and conditions apply. The variable rate is based on the Prime Rate published in The Wall Street Journal as of the last business day of the quarter, preceding the billing cycle. Membership requirements apply. See credit union for full details.


Helpful Credit Card Calculator:

This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.