Visa® Credit Cards
Enjoy the following benefits:
- 8.90% APR*
- Credit limits up to $20,000
- No annual fee
- No transaction fee for cash advances
- No minimum finance charge
- No balance transfer fee
Not a MidSouth Community VISA® card holder yet? Contact our Lending Center at 478.475.7819 to apply for your MidSouth Community VISA® credit card today!
Visa® Credit Card Rates
Find out more information about our credit card rates and disclosure.
Contact VISA® at 1.800.847.2911 for general credit card inquiries, or to find out more about your card benefits.
*Annual Percentage Rate. This rate is our best VISA® card rate. VISA® applications are subject to credit approval. Certain terms & conditions apply. The variable rate is based on the Prime Rate published in The Wall Street Journal as of the last business day of the quarter, preceding the billing cycle. Membership requirements apply. See credit union for full details.
MidSouth MyCard App
No matter how careful we are with our credit and debit cards, accidents can happen.
Our MidSouth MyCard App gives you peace of mind with the ability to instantly suspend, or lock, your MidSouth VISA debit or credit card if you have misplaced it, or suspect fraudulent activity. Then you can unlock it when the card turns up.
Users can also view the transaction history for both credit and debit cards, set transaction limits or blocks on your card account, as well as report a lost or stolen card. Additionally, the app’s fully integrated Alerts and Controls solution provides real-time notifications via email or SMS. Planning a trip? Users can input their departure date and destination ahead of time to avoid any declined purchases.
Helpful Credit Card Calculator:
This calculator is intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.