Personal Loans

Life Goals Can Be Expensive. Afford Them With a Personal Loan From MidSouth.

From a dream vacation or a dream wedding to debt consolidation or a high-dollar medical expense, a personal loan from MidSouth can allow you to afford it. We offer signature and shared secured loans to help you afford life.

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Affording Life Has Never Been Easier

When life happens, you might not have all the funds you need to pay for it. That’s where a personal loan from MidSouth comes in. Our lending solutions allow members to afford the things they want and need.

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Afford What’s Next With Help From MidSouth. Apply for a Personal Loan Today!

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Personal Loan Rates

Loan Type Term APR1 as low as:
Signature 0–60 mo. 9.90%
Share Secured 0–12 mo.
13–24 mo.
25–36 mo.		 3.50%
4.00%
4.50%

1APR – Annual Percentage Rate. APR is accurate as of January 1, 2025. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date & are subject to change. The actual interest offered may be higher depending on the applicant’s credit rating & other underwriting factors. Rates & terms are subject to change. Membership requirements apply. Equal Opportunity Lender.

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Calculate Your Loan and Monthly Payment

Get an idea of what your loan and monthly payment may be. Use our loan calculator to see a ballpark estimate of what you can expect to borrow and pay.

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Personal Loan Calculator

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Automate Payments Through Digital Banking

It’s scary to realize you’ve missed a payment on your personal loan. Make it impossible to miss by automating your payments online or through the MidSouth Mobile app! You can arrange for funds to be pulled from your savings or checking account each month, ensuring you stay on time with your payment schedule.

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Financial Education

Stay on top of your financial health and wellness with industry news brought to you by the experts.

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