Personal Loans
Life Goals Can Be Expensive. Afford Them With a Personal Loan From MidSouth.
From a dream vacation or a dream wedding to debt consolidation or a high-dollar medical expense, a personal loan from MidSouth can allow you to afford it. We offer signature and shared secured loans to help you afford life.
Apply Now See Rates Loan CalculatorHoliday Helper Loan
Gift yourself a little financial breathing room this season with a Holiday Helper Loan2.
Borrow up to
$1,500
Promo Rate
7.50%
Affording Life Has Never Been Easier
When life happens, you might not have all the funds you need to pay for it. That’s where a personal loan from MidSouth comes in. Our lending solutions allow members to afford the things they want and need.
Afford What’s Next With Help From MidSouth. Apply for a Personal Loan Today!
Personal Loan Rates
| Loan Type | Term | APR1 as low as: |
|---|---|---|
| Holiday Helper Loan2 | 12 mo. | 7.50% |
| Signature | 0–60 mo. | 9.90% |
| Share Secured | 0–12 mo. 13–24 mo. 25–36 mo. |
3.50% 4.00% 4.50% |
1APR – Annual Percentage Rate. APR is accurate as of October 1, 2026. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date & are subject to change. The actual interest offered may be higher depending on the applicant’s credit rating & other underwriting factors. Rates & terms are subject to change. Membership requirements apply. For questions or complaints, please call 478-471-9946. Equal Opportunity Lender.
2Annual Percentage Rate is based on a 12-month term. 12 monthly payments of $43.38 per $500 borrowed. All loans subject to credit approval and our underwriting standards. Promotional offer is restricted to one Holiday Helper Loan per member at any given time. Apply by December 31, 2026 to receive special promotional rate. Terms, conditions, and membership requirements apply. For questions or complaints, please call 478.471.9946. Equal Opportunity Lender.
Calculate Your Loan and Monthly Payment
Get an idea of what your loan and monthly payment may be. Use our loan calculator to see a ballpark estimate of what you can expect to borrow and pay.
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Automate Payments Through Digital Banking
It’s scary to realize you’ve missed a payment on your personal loan. Make it impossible to miss by automating your payments online or through the MidSouth Mobile app! You can arrange for funds to be pulled from your savings or checking account each month, ensuring you stay on time with your payment schedule.
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