Black Friday brings unbeatable deals — but it also brings out scammers looking to take advantage of shoppers caught up in the excitement. Before you click “add to cart,” take a few minutes to protect yourself and your wallet.
Common Black Friday Scams to Watch Out For
1. Fake Retail Websites
Scammers create websites that look just like popular retailers, offering huge discounts on in-demand products. Once you enter your card information, the site disappears — and so does your money. Always double-check the web address before you buy.
2. Phishing Emails and Texts
“Too good to be true” deals often arrive in your inbox or text messages. These messages may include fake tracking updates or sale links that lead to malicious sites. Never click on links from unknown senders, and go directly to the retailer’s website instead.
3. Social Media “Deals”
Scam ads can pop up in your feed offering exclusive offers or giveaways. Always verify the seller’s account and read reviews before making a purchase through social media.
4. Fake Order Confirmations
Scammers send emails claiming there’s an issue with your recent order to trick you into sharing payment or account information. If you don’t remember making a purchase, don’t click any links.
How to Shop Smart and Stay Safe
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Stick to trusted sites. Type the website address directly instead of clicking links in ads or emails.
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Use secure payment methods. Credit cards and payment apps with purchase protection are safer than debit or wire transfers.
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Check for HTTPS. Secure websites will always start with “https://” — if it’s missing, don’t enter any personal info.
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Avoid public Wi-Fi when shopping online. Use your home network or a secure hotspot.
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Monitor your accounts. Keep an eye on your transaction history so you can report suspicious activity immediately.
Remember:
If a deal seems too good to be true, it probably is. Protecting your personal and financial information is worth more than any discount.
At MidSouth Community Federal Credit Union, your security is always our top priority. If you suspect fraudulent activity on your account, contact us right away.
Shop smart, stay safe, and enjoy your holiday season!