eServices
Home Banking
MidSouth Community’s Home Banking makes it easy to do your banking from home, the office, or wherever you have internet access.
Have The Ability To:
- View account balances/history
- View/print images of checks
- Pay bills with online bill pay
- Block your debit card
- Stop a payment
- Transfer funds between your MidSouth Community accounts
- Transfer funds between other MidSouth Community accounts
- Set up alerts to keep informed about account balances, transactions, and other important activity
- View eStatements
- Order checks
- Download transaction history to Quicken
Additional Features:
- Customize each page and decide how and where accounts are displayed.
- Not only does Home Banking require a unique user ID and password to login, you are also asked to verify a secret image. Also, members set up security questions and answers in case additional identification is needed – it’s triple the security, triple the assurance.
Helpful Home Banking Instructions:
Mobile Banking
With the MidSouth Mobile App you can:
- View account balances
- View transaction history
- Transfer funds between MidSouth Community accounts
- Pay bills
- View alerts
- Find branch/ATM locations
Enroll Your Device for Mobile Banking:
- Log into Home Banking
- Select ‘Settings’
- Select ‘Mobile Settings’
- Register your mobile device and select your wireless provider
- Read and accept the terms and conditions
- Expect to receive an enrollment text from [email protected] with a link to the mobile site.
Note: Message and data rates may apply. - Download our app from the App Store
Text Banking
Enroll Your Device for Text Banking:
- Log in to Home Banking
- Select ‘Settings’
- Select ‘Text Settings’
- Register your mobile device and select your wireless provider
- Select the accounts you want text access from your mobile device
- Review enrollment information
- Read and accept the terms and conditions
- Expect to receive an enrollment text from 89549.
- Reply ‘YES’ to the message you receive
- Valid SMS messages
- Help – Returns command references
- Bal – Returns balance for enrolled accounts.
- Bal <mobile short name> – returns balance for specified account
- Hist – returns last 4 transactions for enrolled accounts
- Hist <mobile short name> returns last 4 transactions for specified account
- Stop – disables enrollment from Text Banking
Apple App Store logo are registered trademarks of Apple Inc.
Google Play logo are trademarks of Google LLC.
Data, messaging and internet service provider fees may apply.
Digital Wallet
There’s a new way to pay.
Now you can easily, securely, and privately pay for your everyday items in stores, in apps, and on the web using your mobile device. With our Digital Wallet, you can make purchases with the tap of your finger in a simple, secure, and convenient way.
Save time making touchless payments with your mobile device. Now pay with Apple Pay®, Google Pay®, or Samsung Pay®.
♦ Pay with Ease
Add your MidSouth Community FCU Visa® debit or credit card and pay at participating retailers. Many devices also support biometric security options like fingerprint technology or facial recognition to authorize transactions.
♦ Safe, Secure, and Private
Each transaction uses a one-time, unique virtual validation that does not use your actual card number. Merchants receive a unique, one-time code that’s only good for that purchase. Keeping your information safe from data breaches.
♦ Convenient
No need to use your physical card. Use your device to pay anywhere you see the contact wireless pay symbol. Look for one of these symbols at checkout.
Add your Card to the Digital Wallet
Linking your MidSouth Community FCU debit or credit card to your digital wallet can be done in a few easy steps. Select the service that is supported by your device for more details:


Apple and the Apple Pay logo are registered trademarks of Apple Inc.
Google and the Google Pay logo are trademarks of Google LLC.
Samsung and the Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd.
Data, messaging and internet service provider fees may apply.
Bill Pay
Set up, modify, or cancel a payment with ease. Log in to Home Banking, and select Bill Pay from the menu.
- Save money without using checks, stamps, or envelopes
- Schedule your credit card, auto loan, or utility payment in minutes
- Make a one-time payment, or set up future and recurring payments
- Check payment history at a glance
- Send a gift to family and friends by scheduling a person-to-person payment
View this helpful step-by-step demo to learn more about using Bill Pay.
eStatements
Eliminate paper clutter with this environmentally friendly way to view your monthly statement. eStatements are an electronic version of your regular paper MidSouth Community statement that you would normally receive by mail.
Service Benefits:
- Are FREE to MidSouth Community members
- Help the environment by reducing paper consumption
- Receive your statement sooner, instead of waiting for it to arrive by mail
- Protect yourself against identity theft and feel safer with less paper to shred and fewer account documents in your mailbox
- Have the ability to view, print, or save your eStatement
- View cleared checks* by clicking on the corresponding check numbers on the eStatement
*If the draft was cleared electronically by the merchant, a copy of the check will not be available.
How to enroll in eStatements:
- Log in to Home Banking
- Select ‘eStatements’ from the menu
- Click ‘Continue’ and select ‘Statement Type’ (paper or electronic)
- Provide a valid e-mail address
- Read and accept the terms and conditions
- The agreement contains the requirements for your computer system to be able to receive eStatements
How to retrieve your eStatement:
- An e-mail will be sent when the monthly statement becomes available
- Log in to Home Banking
- Select ‘eStatements’** from the menu
- Choose the appropriate statement from the available list
- View, print, or save your statements
**If you receive an e-Statement, you will no longer receive a paper statement.
Remote (Mobile) Check Deposit
EZ Call
Your time is important to you, and you are important to us. EZ Call is a terrific time-saver for you. It allows you to check your account balances and transact business with the touch of a button. When you call, simply follow the menu prompts provided to check your account history, make a transfer, or even stop a payment on your account at any time, day or night. Regardless of the number of inquiries, EZ Call has NO fees.
Local: 478.757.7985
Toll Free: 1.866.878.5101