Home Banking

MidSouth Community’s Home Banking makes it easy to do your banking from home, the office, or wherever you have internet access.

Have The Ability To:

  • View account balances/history
  • View/print images of checks
  • Pay bills with online bill pay
  • Block your debit card
  • Stop a payment
  • Transfer funds between your MidSouth Community accounts
  • Transfer funds between other MidSouth Community accounts
  • Set up alerts to keep informed about account balances, transactions, and other important activity
  • View eStatements
  • Order checks
  • Download transaction history to Quicken

Additional Features:

  • Customize each page and decide how and where accounts are displayed.
  • Not only does Home Banking require a unique user ID and password to login, you are also asked to verify a secret image.  Also, members set up security questions and answers in case additional identification is needed – it’s triple the security, triple the assurance.

Mobile Banking

With the MidSouth Mobile iPhone® & Android® App, you can:

  • View account balances
  • Transfer funds between MidSouth Community accounts
  • View transaction history
  • View alerts
  • Find branch/ATM locations

Mobile & Text Banking

Have account access at your fingertips anytime, anywhere with MidSouth Community’s Mobile & Text Banking.

  • View account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills to existing payees
  • View locations/ATMs
  • View alerts

Enroll Your Device for Mobile Banking:

    • Log into Home Banking
    • Select ‘Settings’
    • Select ‘Mobile Settings’
    • Register your mobile device and select your wireless provider
    • Read and accept the terms and conditions
    • Expect to receive an enrollment text from [email protected] with a link to the mobile site.
      Note: Message and data rates may apply.

You can also access your account through Mobile Banking by directing your mobile device web browser to

Enroll Your Device for Text Banking:

  • Log in to Home Banking
  • Select ‘Settings’
  • Select ‘Text Settings’
  • Register your mobile device and select your wireless provider
  • Select the accounts you want text access from your mobile device
  • Review enrollment information
  • Read and accept the terms and conditions
  • Expect to receive an enrollment text from 89549.
    • Reply ‘YES’ to the message you receive
  • Valid SMS messages
    • Help – Returns command references
    • Bal – Returns balance for enrolled accounts.
    • Bal <mobile short name> – returns balance for specified account
    • Hist – returns last 4 transactions for enrolled accounts
    • Hist <mobile short name> returns last 4 transactions for specified account
    • Stop – disables enrollment from Text Banking

Bill Pay

Set up, modify, or cancel a payment with ease. Log in to Home Banking, and select Bill Pay from the menu.

  • Save money without using checks, stamps, or envelopes
  • Schedule your credit card, auto loan, or utility payment in minutes
  • Make a one-time payment, or set up future and recurring payments
  • Check payment history at a glance
  • Send a gift to family and friends by scheduling a person-to-person payment

View this helpful step-by-step demo to learn more about using Bill Pay.

If you have any questions, please contact Bill Pay Support at 1.877.268.4702.


Eliminate paper clutter with this environmentally friendly way to view your monthly statement. eStatements are an electronic version of your regular paper MidSouth Community statement that you would normally receive by mail.

Service Benefits:

  • Are FREE to MidSouth Community members
  • Help the environment by reducing paper consumption
  • Receive your statement sooner, instead of waiting for it to arrive by mail
  • Protect yourself against identity theft and feel safer with less paper to shred and fewer account documents in your mailbox
  • Have the ability to view, print, or save your eStatement
  • View cleared checks* by clicking on the corresponding check numbers on the eStatement

*If the draft was cleared electronically by the merchant, a copy of the check will not be available.

How to enroll in eStatements:

  • Log in to Home Banking
  • Select ‘eStatements’ from the menu
  • Click ‘Continue’ and select ‘Statement Type’ (paper or electronic)
  • Provide a valid e-mail address
  • Read and accept the terms and conditions
  • The agreement contains the requirements for your computer system to be able to receive eStatements

How to retrieve your eStatement:

  • An e-mail will be sent when the monthly statement becomes available
  • Log in to Home Banking
  • Select ‘eStatements’** from the menu
  • Choose the appropriate statement from the available list
  • View, print, or save your statements

**If you receive an e-Statement, you will no longer receive a paper statement.

EZ Call

Your time is important to you, and you are important to us. EZ Call is a terrific time-saver for you. It allows you to check your account balances and transact business with the touch of a button. When you call, simply follow the menu prompts provided to check your account history, make a transfer, or even stop a payment on your account at any time, day or night. Regardless of the number of inquiries, EZ Call has NO fees.

Local: 478.757.7985
Toll Free: 1.866.878.5101