We understand budgets get tight around the holidays, so why not take a break from your car payment to free up your funds for gifts, shopping, vacations or whatever is on your holiday list this year? Refinance your auto loan from another lender and enjoy no payments for 90 days*! With rates as low as 2.99%** APR and no payments for 90 days, you’ll be making New Year’s resolutions before your next car payment is due!

Call 478.475.7819 or apply below to get started.

*Interest will continue to accrue, and deferment of payment will extend the life of the loan. All loans subject to credit approval. Existing MidSouth Community FCU auto loans are ineligible. **Annual Percentage Rate is accurate as of October 1, 2018. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date and are subject to change. Actual interest offered may be higher depending on applicant’s credit rating and other underwriting factors. APR will vary depending on individual credit history. Programs, rates, terms and conditions are subject to change. Membership requirements apply. Secured loans financed that are older than 2010 year model, or mileage greater than 125k, will be priced at signature loan rates.

Indirect Lending

Are you looking for one-stop shopping when it comes to buying a new or used car at a local dealership? Our Indirect Lending auto program allows you to obtain a MidSouth Community auto loan directly at participating dealerships. It’s the quick, convenient way to drive away in your new car or truck! You can even set up your auto loan to be paid automatically from your share or checking account.

Learn who our participating auto dealerships are.

Helpful Loan Calculators

These calculators are intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.

Calculate your auto loan interest rate: