Are you in need of an auto loan makeover?

Refinance your ride today! With our flexible terms and rates as low as 1.99% APR*, you could lower your rate, lower your payment, pay less over the life of the loan, AND make no payment for an entire 90 days**!

Call 478.475.7819 or apply below to get started.

*Annual Percentage Rate is accurate as of May 21, 2020. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date and are subject to change. Actual interest offered may be higher depending on applicant’s credit rating and other underwriting factors.  All loans subject to credit approval. Existing MidSouth Community FCU auto loans do not qualify for this offer. Secured loans financed that are older than 2011 year model, or mileage greater than 125k, will be priced at signature loan rates. **Interest will continue to accrue, and deferment of payment will extend the life of the loan. Terms, conditions and membership requirements apply.


Vehicle Protection

Get a free vehicle GAP or Warranty quote.

GAP and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. GAP or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Credit Union makes no representations as to the services of any provider.


Indirect Lending

Are you looking for one-stop shopping when it comes to buying a new or used car at a local dealership? Our Indirect Lending auto program allows you to obtain a MidSouth Community auto loan directly at participating dealerships. It’s the quick, convenient way to drive away in your new car or truck! You can even set up your auto loan to be paid automatically from your share or checking account.

Learn who our participating auto dealerships are.

Helpful Loan Calculators

These calculators are intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.

Calculate your auto loan interest rate: