MidSouth Lending Center
The MidSouth Lending Center makes it easy and convenient to apply for a loan. Let us help you discover how you can SWITCH your loan to SAVE you money! Don’t pay more than you have to in interest. When you speak with a one of our Lending Specialists, we’ll review your current loan rates and monthly payments to see how switching to a loan at MidSouth Community can save you money!
**Auto Refinance & Skip-a-Payment Special**
We understand budgets get tight around the holidays. For a limited time, refinance your auto loan* from another lender and enjoy no payments for 90 days**! With rates as low as 1.99% APR*** and no payments until 2018, you can forget your auto payments and focus on a merry holiday season!
*All loans subject to credit approval. Existing MidSouth Community FCU auto loans are ineligible. **Interest will continue to accrue, and deferment of payment will extend the life of the loan. ***Annual Percentage Rate. Terms, conditions & membership requirements apply.
Annual Percentage Rate is accurate as of August 1, 2017. Rates listed are our best rates based on credit approval and our lending requirements. Rates are accurate as of the above date and are subject to change. Actual interest offered may be higher depending on applicant’s credit rating and other underwriting factors. APR will vary depending on individual credit history. *Quoted at A+ credit. Programs, rates, terms and conditions are subject to change. Membership requirements apply. Secured loans financed that are 2009 year model or older, or mileage greater than 125k will be priced at signature loan rates.
Are you looking for one-stop shopping when it comes to buying a new or used car at a local dealership? Our Indirect Lending auto program allows you to obtain a MidSouth Community auto loan directly at participating dealerships. It’s the quick, convenient way to drive away in your new car or truck! You can even set up your auto loan to be paid automatically from your share or checking account.
Learn who our participating auto dealerships are.
Helpful Loan Calculators
These calculators are intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.