MidSouth Lending Center

Don’t pay more than you have to in interest. When you speak with one of our experienced Lending Specialists, we’ll review your current loan rate and monthly payment to see how switching to a loan at MidSouth Community can save you money!

This holiday season, spend more time being present rather than worrying about making payments. When you refinance your auto loan with MidSouth Community FCU, you can enjoy no payments for 90 days.*

Plus, with our flexible terms and rates as low as 2.95% APR**, you may lower your monthly loan payment and save over the life of your loan!

*Interest will continue to accrue, and deferment of payment will extend the life of the loan. Terms, conditions & membership requirements apply. All loans subject to credit approval. Existing MidSouth Community FCU auto loans are ineligible.
**Annual Percentage Rate. Rate listed is our best rate. Actual rate will be based on applicant’s creditworthiness.

Call 478.475.7819 or apply below to get started.

***Annual Percentage Rate is accurate as of October 9, 2019. Rates listed are our best rates (A+ credit) based on credit approval and our lending requirements. Rates are accurate as of the above date and are subject to change. Actual interest offered may be higher depending on applicant’s credit rating and other underwriting factors. APR will vary depending on individual credit history. Programs, rates, terms and conditions are subject to change.  Secured loans financed that are older than 2010 year model, or mileage greater than 125k, will be priced at signature loan rates. Membership requirements apply.

Indirect Lending

Are you looking for one-stop shopping when it comes to buying a new or used car at a local dealership? Our Indirect Lending auto program allows you to obtain a MidSouth Community auto loan directly at participating dealerships. It’s the quick, convenient way to drive away in your new car or truck! You can even set up your auto loan to be paid automatically from your share or checking account.

Learn who our participating auto dealerships are.

Helpful Loan Calculators

These calculators are intended for informational purposes only. The rates and amounts reflected in the calculations are not a substitute for other qualifications that are required for loans.

Calculate your auto loan interest rate: