ATM Safety

8 tips to stay safe when using an ATM

1. Keep your Debit/ATM card and Personal Identification Number (PIN) in a safe place and immediately notify your credit union if the card is lost or stolen.
2. Never give out any information about your ATM card or PIN over the telephone.
3. Be aware of your surroundings when using an ATM, particularly at night. If you sense suspicious circumstances, leave and come back later or go to a different ATM.
4. Have your ATM card ready and in your hand as you approach the ATM. Don’t wait to get to the ATM and then take your card out of your wallet or purse.
5. Visually inspect the ATM for possible skimming devices Potential indicators can include sticky residue or evidence of an adhesive used by criminals to affix the device, scratches, damaged or crooked pieces, loose or extra attachments on the card slot, or noticeable resistance when pressing the keypad.
6. Be careful that no one can see you enter your PIN at the ATM. Use your other hand or body to shield the ATM keyboard as you enter your PIN into the ATM. Do not visually display the cash you receive from an ATM. Put it in your pocket or purse and count it later.
7. Always take your receipts or transaction records with you.
8. If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, lock your car.