Financial wellness is about feeling confident and in control of your money. It means being able to manage everyday expenses, prepare for unexpected costs, and work toward future goals—all with less stress.

Financial wellness looks different for everyone, but progress starts with small, intentional steps.

Core Pieces of Financial Wellness

• Understanding your money: Know where your income goes and make choices that align with your priorities.
• Saving regularly: Emergency savings and goal-based accounts help provide security and flexibility.
• Managing debt: Using credit wisely and understanding interest rates helps keep debt manageable.
• Planning ahead: Preparing for long-term goals like homeownership or retirement builds confidence in your future.

Simple Ways to Get Started

You don’t have to change everything at once. Try one small step:

• Review your budget or spending habits
• Set a short-term and long-term financial goal
• Automate savings transfers
• Schedule a financial checkup

Financial wellness isn’t about how much money you have—it’s about how well your money supports your life. With the right habits and guidance, you can reduce stress, build confidence, and move forward with clarity.