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The holidays are right around the corner and the shopping frenzy is about to begin, which can mean a stressful time of year for parents as they try to find meaningful gifts for their kids. Fortunately, kids always want something – mobile devices, video games, gaming consoles, movies, and of course, gift cards. While they desire the tangible, consider giving them something less tangible – the gift of saving, managing, and investing their money.

Learning to save and manage money reinforces the value of setting goals. Perhaps most importantly, learning the basics of financial responsibility sets them on a course of success when faced with financial issues in adulthood.

MidSouth Community offers youth saving products designed to help kids become more responsible with money, learn how money works, and how to make it grow.

Johnny Appleseed Club

The Johnny Appleseed Jr. Ecology Club savings account is designed especially for young savers ages 12 and under. The program combines saving money with ecology and environmental information. An account can be opened for as little as $5, with $100 being the minimum to start earning dividends. A Share Certificate can be opened with an initial deposit of $500. Upon enrolling, the child receives a Johnny Appleseed calendar and apple bank. Having a birthday? Johnny Appleseed members will receive a postcard on their birthday. When they bring the postcard and a minimum $5 deposit into any MidSouth branch, they’re entered for a chance to win $50 into their savings account!

Teen Advantage

The Teen Advantage savings account is designed especially for young savers 13-17 years old. An account can be opened for as little as $5, with $100 being the minimum to start earning dividends. A Share Certificate can be opened with an initial deposit of $500.

$martChecking

Our $martChecking account is a no-fee checking account for students over the age of 16. Members have access to FREE features such as a VISA® debit card, Home Banking, the MidSouth Mobile app, text banking and online bill pay. This account can be opened with a minimum deposit of $25.