Special Promotions

Are you worried about rising interest rates? Do you need money now?

Get a Home Equity Line of Credit for as low as 2.49% APR, through June 2018!*

Homeowners can tap into the equity in their homes with a Home Equity Line of Credit (HELOC) from MidSouth Community Federal Credit Union!**

A HELOC is a revolving-loan product that allows you to access your available credit line, as needed, during your draw period. Your credit line is replenished every time you pay it down. For example, you can draw funds to add a new family room and, as you pay that balance down or off, you can draw from additional funds for other important uses, up to your available limit.

Your home is most likely your largest asset – let it work for you! Some of the ways you can use a HELOC include:
  • Vacation
  • Home improvements
  • School tuition
  • Debt consolidation
  • Vehicle purchase
  • Medical expenses
  • Cash for other purposes

If you want more information about a HELOC or want to begin the application process, call us at 478-471-9946!

Why You Should Choose MidSouth Community FCU for Your Home Equity Line of Credit

MidSouth’s HELOC product:

  • MidSouth Community FCU pays closing costs***
  • Credit limits $10,000 – $150,000
  • Borrow up to 100% of the value of your home**
  • Interest-only payments during draw period (first 10 years)
  • Interest may be tax deductible ****

Full Rate Disclosure

Qualification is based on an assessment of individual creditworthiness and our underwriting standards. Programs, rates, terms and conditions are subject to change without notice. Membership requirements apply.

*APR stands for Annual Percentage Rate. Intro rate good until June 30, 2018. Applicable rates apply after intro period. Annual Percentage Rate as low as Prime + 0%. Rates are variable and based on Prime as published in The Wall Street Journal, with a ceiling of 18.00%.

**Property must be primary residence and located in the state of Georgia. Neither modular, nor mobile homes are eligible.

***If loan is closed within first 24 months, borrower will reimburse the credit union for closing costs. Minimum $10,000 initial advance.

****Consult your tax adviser.